Review Your Spending

Before anything else, it’s important to look at how your current plan has been used. Sometimes, funding runs out due to unexpected costs or a mismatch between allocated budgets and actual needs. Review your spending reports to identify where most of the funds have gone.

Tip: If you have a plan manager, ask them for a detailed breakdown of your spending.

Talk to Your Support Coordinator or Plan Manager

Your support coordinator or plan manager can help you understand your options. They may be able to reallocate unused funds from other categories (if flexibility allows) or assist you in preparing for a review or change of circumstances.

Tip: Communication is key. The sooner you reach out for help, the better.

Request a Plan Review

If your needs have changed or your funding has run out due to unforeseen circumstances, you can request a plan review or a review due to a change in circumstances.

You may be eligible for additional funding if:

Your health or situation has changed.

You need new or increased support.

Your current plan does not reflect your actual needs.

How to do this:

Complete the ‘Change of Circumstances’ form on the NDIS website.

Provide supporting evidence from allied health professionals, GPs, or other relevant providers.

Look Into Interim or Emergency Support

In some cases, you may be able to access interim or emergency support through your local area coordinator (LAC) or support coordinator. While this isn’t guaranteed, it’s worth discussing with them, especially if your situation is urgent or your health and wellbeing are at risk.

Explore Community and Mainstream Supports

While NDIS funding is vital, there may be other services available in your community or through state-funded programs that can help bridge the gap temporarily. This might include:

Local council support services

Non-profit organisations

Carer support groups or respite services

Your support coordinator or LAC may know of options available in your area.

Stay Proactive and Document Everything

Keep records of all correspondence, medical reports, invoices, and incidents that support your need for additional funding. Having thorough documentation will strengthen your case if you need to request a review.

Reach Out for Help

You’re not expected to do this alone. There are advocacy services and NDIS appeals support teams that can help guide you through the process, especially if you’re feeling stuck or unsure.

Running out of NDIS funding can be stressful, but it doesn’t mean the end of your support. There are clear pathways to get help and ensure your care continues. The most important thing is to speak up early, gather your information, and lean on the supports around you.